Frequently asked questions
What is a PEO broker?
A PEO broker is an independent advisor who helps employers choose, price, and negotiate with a professional employer organization (PEO). Instead of sitting through sales calls with one PEO at a time, you work with one person who compares the market for you and stays on your side of the table.
What does a PEO broker do?
We learn your headcount, benefits goals, and priorities, then build a shortlist of PEOs that fit. We send your details once, compare the quotes line by line, benchmark the pricing, redline the contract, and negotiate before you sign. After launch, you can still call us with questions.
How much does it cost to use ReUp Benefits?
In most PEO broker arrangements, the PEO pays the broker a commission out of its fees after you sign, so you are not writing a separate check for the search. Ask any broker how they are paid and whether that affects which PEOs they recommend. We will tell you exactly how we are paid before you commit to anything.
Will using a broker make my PEO more expensive?
Typically no. The PEO's quote is usually the same whether you go direct or work with a broker, because the broker's compensation is already built into the PEO's pricing model. Where a broker helps is on the negotiation side: benchmarking the quote and pushing on fees, renewal caps, and contract terms.
Which PEOs do you work with?
We have relationships with PEOs including ADP TotalSource, CoAdvantage, DecisionHR, Engage PEO, G&A Partners, Insperity, Justworks, Oasis, Prestige PEO, and VensureHR. The right fit depends on your size, industry, and where your employees work, so we match you to the PEOs that make sense instead of sending you to all of them.
Do I have to switch PEOs?
No. Often the best deal is with the PEO you already have. We benchmark your current renewal against the market first. If it holds up, we help you negotiate it. If it does not, you will see exactly how much a switch could save before you decide.
When should I talk to a broker about my PEO renewal?
As early as you can, ideally 90 to 120 days before your renewal date. Your renewal date is your leverage: once you sign, the PEO has little reason to move on price. Starting early leaves time to benchmark, request competing quotes, and negotiate.
Can you review a PEO contract or renewal I already received?
Yes. Send us the proposal or renewal and we will check the fees, renewal caps, insurance rates, and contract terms, flag anything that looks off, and tell you where we think the PEO will budge. Bring it to us before you sign.
What can be negotiated with a PEO?
More than most employers expect. Common areas include administrative fees, renewal increase caps, free or discounted months, insurance plan tiers, and contract terms such as termination and notice. What is realistic depends on the PEO, so we push where we know specific PEOs will budge.
How much does a PEO cost?
PEOs typically charge an administrative fee, either per employee per month or as a percentage of payroll, plus the cost of benefits, workers' compensation, and payroll taxes that run through the PEO. Pricing varies a lot by headcount, industry, and plan design, and the hidden costs often sit outside the headline fee. Our PEO pricing guide covers every pricing model and where the extra costs hide.
What is the difference between a PEO, an ASO, and an insurance broker?
A PEO co-employs your team, so it shares responsibility for payroll, benefits, workers' compensation, and compliance, and you often get access to its group benefit plans. An ASO handles administrative work, but you remain the sole employer and buy insurance separately. An insurance broker places coverage but does not run HR or payroll. A PEO broker helps you choose and negotiate with PEOs. What is a PEO in insurance goes deeper.
What information do you need to get a quote?
Headcount, employee locations by state, and your industry or job types are the basics. Your current PEO or carrier renewal, benefits summary, payroll size, and workers' compensation class codes help us benchmark accurately. If you are new to PEOs, start with headcount and goals and we will gather the rest.
What types of businesses do you work with?
Small and mid-sized businesses across industries, with the most experience in tech, fashion, and ecommerce. ReUp is based in New York City. Many PEOs operate in multiple states, so tell us where your employees work and we will tell you what fits.
How do I get started?
Request a quote or schedule time with us. Share your headcount, locations, and your renewal date if you have one. We will tell you which PEOs to look at and what to benchmark first.